INFORMATION

This guide - How to buy a property in Spain - sets out essential information for British nationals wanting to buy ​a property in Spain and is produced by the ​Foreign & Commonwealth Office.

At Spanish Property Overseas we work closely with highly professional people who can guarantee that all documents are in order and the property is debt free. ​We also offer one-to-one viewing trips in the Costa Blanca South​ which is the perfect way to cover everything you need to make an educated decision.

Applying or obtaining a Spanish mortgage is similar to applying for a mortgage in the UK. ​You can normally borrow​ up to 70% of the purchase price (excluding purchase costs). Higher loan to value mortgages are available of up to 100% for some repossession properties.

Proof of income and affordability is key to getting approval. We would encourage anyone needing a mortgage to obtain a decision in principle first. This is a relatively simple process, requiring some basic information and providing documents which prove a good credit history, earnings and affordability.